Diagnosis, and its Impact on Treatment and the Cost of Treatment; Laws Pertaining to Private Medical Insurance

More out of obduracy than out of any sense of hope, I have just now finished writing a second letter of appeal against my son’s medical insurer’s refusal to reimburse the cost of surgery he needed to correct a deformity in his left foot.

Co-insurance and/or Exclusion of Disorders Acquired after the Inception Date of Private Medical Insurance; Chronic Disease; Fibroids

Laymen might be forgiven for assuming private medical insurance providers are required to provide cover against any medical condition that hasn’t been specifically excluded under its general terms and conditions.  They aren’t though.

Late Diagnosis of Mild Spastic Diplegia/Cerebral Palsy; Toe-Walking in Teenagers

It required a team of 3 highly experienced specialists to diagnose our son as having Spastic Diplegia, mostly because his particular Spastic Diplegia is so mild that he did not exhibit any symptoms of it until he was eleven or twelve years old already.